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How much does the mrs get if I snuff it?
#21
[QUOTEHusband and wife living separately

If husband and wife were living separately at the date of death, the surviving spouse's pension would be calculated as –

pensionable service after 5.4.1978 x 1/160 x average pensionable pay

However, if a greater pension ("the full pension") would be payable if husband and wife were not living apart, the pension calculated by the formula shown above –

• must be increased to the level of any maintenance contributions the deceased was paying or liable to pay at the date of death for the support of spouse and/or child, but this must not be greater than the full pension

• may be increased to the full pension at the discretion of the fire and rescue authority.][/QUOTE]

Here is one for someone..? I retired aged 50 in 2012 just a FF and happy to have done my little bit..
My wife and I have been living separately since 2010 no legal separation just different addresses.
Now the ballbag cruncher. I have since November 2017 been deteriorating at a steady pace Motor F Neuron Disease I am sure.
I now struggle to walk , my voice does not want to play properly and I am mainly stuck indoors.
My poor financially wise wife helps whenever she can and our two boys aged 20 at Uni and aged 17 in 6th Form will miss my input for sure.
I have contacted my pension department stating these facts and awaiting written reply. Now my query is will my wife be entitled to 1/2 like I want her to be and she will need without my input.. The "may" be increased to full pension part ( 1/2 ) on discretion ? Who decides this discretion and will it be fair ?
As I say just a FF was I, no pals in high places, are these decisions available to peruse in any way ? Will I be able to get decisions before my demise ? I hope so. As that is more of a worry than my Goddamn ailment. Sad
Also within the 1992 scheme is there any financial assistance towards funeral costs ? I only want a quiet one with no priests or religion. Ho Hum..
Sorry to report
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#22
cantwaittobegone, post: 404427, member: 9733 Wrote:[QUOTEHusband and wife living separately

If husband and wife were living separately at the date of death, the surviving spouse's pension would be calculated as –

pensionable service after 5.4.1978 x 1/160 x average pensionable pay

However, if a greater pension ("the full pension") would be payable if husband and wife were not living apart, the pension calculated by the formula shown above –

• must be increased to the level of any maintenance contributions the deceased was paying or liable to pay at the date of death for the support of spouse and/or child, but this must not be greater than the full pension

• may be increased to the full pension at the discretion of the fire and rescue authority.]

Here is one for someone..? I retired aged 50 in 2012 just a FF and happy to have done my little bit..
My wife and I have been living separately since 2010 no legal separation just different addresses.
Now the ballbag cruncher. I have since November 2017 been deteriorating at a steady pace Motor F Neuron Disease I am sure.
I now struggle to walk , my voice does not want to play properly and I am mainly stuck indoors.
My poor financially wise wife helps whenever she can and our two boys aged 20 at Uni and aged 17 in 6th Form will miss my input for sure.
I have contacted my pension department stating these facts and awaiting written reply. Now my query is will my wife be entitled to 1/2 like I want her to be and she will need without my input.. The "may" be increased to full pension part ( 1/2 ) on discretion ? Who decides this discretion and will it be fair ?
As I say just a FF was I, no pals in high places, are these decisions available to peruse in any way ? Will I be able to get decisions before my demise ? I hope so. As that is more of a worry than my Goddamn ailment. Sad
Also within the 1992 scheme is there any financial assistance towards funeral costs ? I only want a quiet one with no priests or religion. Ho Hum..
Sorry to report[/QUOTE]

Really sorry to hear about your plight.

The fact that you and your wife are living apart will make no difference to her eligibility to the 1992FPS. Quite clearly you are still married in the eyes of the law, and that is what matters. However under the 1992 FPS there is no provision for funeral costs.
Legally only executors of a will who stand to gain financially are legally responsible for funeral costs. If your wife is sole executor to your estate she will be responsible for any funeral costs, if she is only entitled to part of your estate she will be responsible for a proportion of costs relative to her claim on your estate. People obviously feel moraly and emotionaly that they wish to finance the funeral of a loved one. But what I stated previously is the legal position. If there is no estate on the death of a loved one the state are responsible to provide a minimum wedding. This can be arranged by any funeral director.

As always I always advise anyone to get professional advice on such matters, and this can be obtained from your pension admin.
We all have opinions, thank god they are not all the same, or there would be no debate.
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#23
Bill, I presume you mean “ minimum funeral” and not wedding.
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#24
Thank's for your reply and input Bill..
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#25
noisycat, post: 404485, member: 1766 Wrote:Bill, I presume you mean “ minimum funeral” and not wedding.

Oops Big Grin
We all have opinions, thank god they are not all the same, or there would be no debate.
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#26
cantwaittobegone, post: 404486, member: 9733 Wrote:Thank's for your reply and input Bill..

You are welcome, but get advice from people who specialise on these matters.
We all have opinions, thank god they are not all the same, or there would be no debate.
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